One concern everyone has when hiring a mover is, "What if they break my stuff?"
Well, the good news is that you have options to protect your belongings. When it
comes to moving insurance there are 3 options you can choose from. The cheapest
(it's free) and most basic option that comes with every move is "Released Value"
insurance which is issued by your mover. Here, your mover will be responsible for
60 cents on every pound they move for you. For example, if they break a $1,000 flat
screen TV that weighs 30 lbs., they would pay you $18. This is by far the least
protective of the 3 options. The 2nd option, and more expensive option, is "Full
Value" insurance which is also issued by your mover. As its name implies, this insurance
covers the full value of your belongings. Your 3rd option is "Third-Party" insurance
which is purchased from a specialized moving insurance company. They can offer you
various levels of additional coverage, as high as the total value of your shipment.
To learn more about the different types of moving insurance, visit our Moving Insurance Guide